/* ==========================================================================
   RRH Advisory Limited — shared stylesheet
   ========================================================================== */

:root {
  --navy: #0b1e3a;
  --navy-2: #12294f;
  --navy-soft: #1c3a6b;
  --gold: #c9a24a;
  --gold-soft: #e0c079;
  --gold-ink: #8a6c1e;
  --cream: #f7f4ee;
  --cream-2: #efeadf;
  --ink: #14213d;
  --muted: #5b6b83;
  --line: rgba(20, 33, 61, 0.12);
  --white: #ffffff;
  --radius: 14px;
  --shadow-sm: 0 2px 10px rgba(11, 30, 58, 0.06);
  --shadow-md: 0 10px 30px rgba(11, 30, 58, 0.10);
  --shadow-lg: 0 30px 80px rgba(11, 30, 58, 0.18);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
  color: var(--ink);
  background: var(--cream);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

h1, h2, h3, h4 {
  font-family: 'Fraunces', Georgia, serif;
  font-weight: 500;
  letter-spacing: -0.01em;
  color: var(--navy);
  margin: 0 0 0.5em;
}
h1 { font-size: clamp(2.6rem, 5.5vw, 4.4rem); line-height: 1.05; letter-spacing: -0.02em; }
h2 { font-size: clamp(2rem, 3.6vw, 2.8rem); line-height: 1.15; }
h3 { font-size: 1.35rem; line-height: 1.3; }
p { margin: 0 0 1em; color: var(--muted); }

a { color: var(--navy); text-decoration: none; }
img {
  max-width: 100%;
  height: auto;
  vertical-align: middle;
}

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}
.narrow { max-width: 820px; }

:focus-visible {
  outline: 2px solid var(--gold);
  outline-offset: 3px;
  border-radius: 4px;
}

.skip-link {
  position: absolute;
  left: -9999px;
  top: 12px;
  z-index: 200;
  background: var(--navy);
  color: var(--cream);
  padding: 12px 20px;
  border-radius: 8px;
  font-size: 0.9rem;
}
.skip-link:focus { left: 24px; }

/* ---------- NAV ---------- */
.nav {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(247, 244, 238, 0.85);
  backdrop-filter: saturate(180%) blur(14px);
  -webkit-backdrop-filter: saturate(180%) blur(14px);
  border-bottom: 1px solid var(--line);
}
.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  padding: 18px 0;
}
.logo {
  display: flex;
  align-items: center;
  gap: 12px;
  font-family: 'Fraunces', serif;
  font-weight: 600;
  font-size: 1.25rem;
  color: var(--navy);
  letter-spacing: 0.02em;
}
.logo-mark {
  width: 40px; height: 40px;
  display: block;
  flex-shrink: 0;
}
.logo small {
  display: block;
  font-family: 'Inter', sans-serif;
  font-weight: 400;
  color: var(--muted);
  font-size: 0.7rem;
  letter-spacing: 0.15em;
  text-transform: uppercase;
}

.nav-links {
  display: flex;
  gap: 34px;
  align-items: center;
}
.nav-links a {
  font-size: 0.94rem;
  color: var(--ink);
  font-weight: 500;
  transition: color 0.2s;
  position: relative;
}
.nav-links a:hover { color: var(--gold); }
.nav-links a[aria-current="page"] { color: var(--navy); font-weight: 600; }
.nav-links a[aria-current="page"]::after {
  content: "";
  position: absolute;
  left: 0; right: 0; bottom: -7px;
  height: 2px;
  background: var(--gold);
  border-radius: 2px;
}

.nav-actions {
  display: flex;
  align-items: center;
  gap: 22px;
}
.nav-phone {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--navy);
  white-space: nowrap;
  transition: color 0.2s;
}
.nav-phone svg { color: var(--gold); flex-shrink: 0; }
.nav-phone:hover { color: var(--gold); }

.nav-toggle {
  display: none;
  width: 44px; height: 44px;
  border: 1px solid var(--line);
  border-radius: 10px;
  background: transparent;
  cursor: pointer;
  padding: 0;
  place-items: center;
  color: var(--navy);
}
.nav-toggle span {
  display: block;
  width: 18px; height: 2px;
  background: currentColor;
  border-radius: 2px;
  position: relative;
  transition: transform 0.25s, opacity 0.25s;
}
.nav-toggle span::before,
.nav-toggle span::after {
  content: "";
  position: absolute;
  left: 0;
  width: 18px; height: 2px;
  background: currentColor;
  border-radius: 2px;
  transition: transform 0.25s;
}
.nav-toggle span::before { top: -6px; }
.nav-toggle span::after { top: 6px; }
.nav-toggle[aria-expanded="true"] span { background: transparent; }
.nav-toggle[aria-expanded="true"] span::before { transform: translateY(6px) rotate(45deg); }
.nav-toggle[aria-expanded="true"] span::after { transform: translateY(-6px) rotate(-45deg); }

.nav-mobile {
  display: none;
  border-top: 1px solid var(--line);
  background: var(--cream);
  padding: 18px 0 26px;
}
.nav-mobile.open { display: block; }
.nav-mobile ul { list-style: none; margin: 0 0 18px; padding: 0; }
.nav-mobile li { border-bottom: 1px solid var(--line); }
.nav-mobile a {
  display: block;
  padding: 14px 0;
  font-size: 1.02rem;
  font-weight: 500;
  color: var(--ink);
}
.nav-mobile a[aria-current="page"] { color: var(--gold-ink); }
.nav-mobile .btn { width: 100%; justify-content: center; }

/* Keep the panel from lingering if the viewport is widened while it is open. */
@media (min-width: 981px) { .nav-mobile { display: none !important; } }

@media (max-width: 1080px) { .nav-links { gap: 24px; } }
@media (max-width: 980px) {
  .nav-links { display: none; }
  .nav-toggle { display: grid; }
  .nav-actions { gap: 14px; }
}
@media (max-width: 700px) {
  .nav-actions .btn-primary { display: none; }
}
@media (max-width: 420px) {
  .nav-phone { font-size: 0.85rem; }
  .logo { font-size: 1.05rem; }
  .logo-mark { width: 34px; height: 34px; }
}

/* ---------- BUTTONS ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 13px 24px;
  border-radius: 999px;
  font-weight: 500;
  font-size: 0.95rem;
  border: 1px solid transparent;
  cursor: pointer;
  transition: transform 0.2s, box-shadow 0.2s, background 0.2s;
  font-family: inherit;
}
.btn-primary {
  background: var(--navy);
  color: var(--cream);
  box-shadow: 0 6px 20px rgba(11, 30, 58, 0.25);
}
.btn-primary:hover { transform: translateY(-2px); background: var(--navy-2); box-shadow: 0 10px 30px rgba(11,30,58,0.35); }
.btn-ghost {
  background: transparent;
  color: var(--navy);
  border-color: var(--line);
}
.btn-ghost:hover { border-color: var(--navy); }
.btn-gold { background: var(--gold); color: var(--navy); box-shadow: 0 6px 20px rgba(201,162,74,0.3); }
.btn-gold:hover { transform: translateY(-2px); background: var(--gold-soft); }
.btn .arrow { transition: transform 0.25s; }
.btn:hover .arrow { transform: translateX(4px); }

/* ---------- SHARED BITS ---------- */
.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 8px 14px;
  background: rgba(201,162,74,0.14);
  color: var(--gold-ink);
  border-radius: 999px;
  font-size: 0.8rem;
  font-weight: 500;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  margin-bottom: 24px;
}
.eyebrow .dot { width: 6px; height: 6px; background: var(--gold); border-radius: 50%; }

section { padding: 100px 0; }
section.tight { padding: 70px 0; }
.bg-white { background: var(--white); }
.bg-cream2 { background: linear-gradient(180deg, var(--cream) 0%, var(--cream-2) 100%); }
.bg-navy { background: var(--navy); }

.section-head {
  text-align: center;
  max-width: 720px;
  margin: 0 auto 60px;
}
.section-head .eyebrow { margin-bottom: 18px; }
.section-head p { font-size: 1.08rem; }

.reveal { opacity: 0; transform: translateY(24px); transition: opacity 0.7s ease, transform 0.7s ease; }
.reveal.in { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  .reveal { opacity: 1; transform: none; transition: none; }
  html { scroll-behavior: auto; }
}

/* ---------- HOME HERO ---------- */
.hero {
  position: relative;
  padding: 90px 0 100px;
  overflow: hidden;
}
.hero::before {
  content: "";
  position: absolute;
  top: -200px; right: -200px;
  width: 600px; height: 600px;
  background: radial-gradient(circle, rgba(201,162,74,0.18), transparent 70%);
  pointer-events: none;
}
.hero-grid {
  display: grid;
  grid-template-columns: 1.05fr 1fr;
  gap: 70px;
  align-items: center;
}
.hero h1 span.accent {
  color: var(--gold);
  font-style: italic;
  font-weight: 400;
}
.hero .lede {
  font-size: 1.18rem;
  color: #3c4a63;
  max-width: 540px;
  margin-bottom: 14px;
}
.hero .sub {
  font-size: 1rem;
  color: var(--muted);
  max-width: 540px;
  margin-bottom: 36px;
}
.hero-cta { display: flex; gap: 14px; flex-wrap: wrap; }
.hero-meta {
  margin-top: 42px;
  display: flex;
  gap: 32px;
  flex-wrap: wrap;
  padding-top: 28px;
  border-top: 1px solid var(--line);
}
.hero-meta-item strong {
  display: block;
  font-family: 'Fraunces', serif;
  font-size: 1.7rem;
  color: var(--navy);
  font-weight: 600;
}
.hero-meta-item span { font-size: 0.85rem; color: var(--muted); }

.hero-visual { position: relative; }
.hero-visual img {
  width: 100%;
  height: auto;
  aspect-ratio: 3 / 2;
  object-fit: cover;
  object-position: center;
  border-radius: 20px;
  box-shadow: var(--shadow-lg);
  display: block;
}
.hero-visual::after {
  content: "";
  position: absolute;
  inset: 30px -30px -30px 30px;
  background: linear-gradient(135deg, var(--gold) 0%, transparent 60%);
  border-radius: 20px;
  z-index: -1;
  opacity: 0.35;
}
.float-card {
  position: absolute;
  background: white;
  padding: 16px 20px;
  border-radius: 14px;
  box-shadow: var(--shadow-md);
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 0.9rem;
}
.float-card .icon {
  width: 40px; height: 40px;
  background: var(--cream-2);
  border-radius: 10px;
  display: grid; place-items: center;
  color: var(--navy);
}
.float-card strong { display: block; color: var(--navy); font-weight: 600; }
.float-card small { color: var(--muted); font-size: 0.78rem; }
.float-card.top { top: 30px; left: -30px; }
.float-card.bottom { bottom: 30px; right: -20px; }

@media (max-width: 900px) {
  .hero { padding: 60px 0 70px; }
  .hero-grid { grid-template-columns: 1fr; gap: 50px; }
  .hero-visual::after { display: none; }
  .float-card.top, .float-card.bottom { display: none; }
}

/* ---------- INNER PAGE HERO ---------- */
.page-hero {
  position: relative;
  padding: 72px 0 64px;
  border-bottom: 1px solid var(--line);
  overflow: hidden;
}
.page-hero::before {
  content: "";
  position: absolute;
  top: -260px; right: -160px;
  width: 520px; height: 520px;
  background: radial-gradient(circle, rgba(201,162,74,0.16), transparent 70%);
  pointer-events: none;
}
.page-hero h1 { font-size: clamp(2.2rem, 4.4vw, 3.4rem); max-width: 900px; }
.page-hero .lede {
  font-size: 1.14rem;
  color: #3c4a63;
  max-width: 680px;
  margin-bottom: 0;
}
.breadcrumb {
  display: flex;
  gap: 10px;
  align-items: center;
  flex-wrap: wrap;
  font-size: 0.85rem;
  color: var(--muted);
  margin-bottom: 22px;
}
.breadcrumb a { color: var(--muted); }
.breadcrumb a:hover { color: var(--gold-ink); }
.breadcrumb span[aria-hidden] { opacity: 0.5; }

/* ---------- SERVICE CARDS ---------- */
.service-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}
.service {
  background: var(--cream);
  padding: 36px 30px;
  border-radius: var(--radius);
  border: 1px solid var(--line);
  transition: transform 0.25s, box-shadow 0.25s, background 0.25s;
  position: relative;
  overflow: hidden;
  display: block;
}
.service::before {
  content: "";
  position: absolute;
  top: 0; left: 0;
  height: 3px; width: 40px;
  background: var(--gold);
  transition: width 0.3s;
}
.service:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-md);
  background: white;
}
.service:hover::before { width: 100%; }
.service .icon {
  width: 50px; height: 50px;
  background: var(--navy);
  color: var(--gold);
  border-radius: 12px;
  display: grid; place-items: center;
  margin-bottom: 22px;
}
.service h3 { margin-bottom: 12px; }
.service p { font-size: 0.95rem; margin: 0; }
.service .more {
  display: inline-flex;
  gap: 8px;
  margin-top: 18px;
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--gold-ink);
}

.bg-white .service { background: var(--cream); }
.bg-cream2 .service, .bg-cream .service { background: var(--white); }

@media (max-width: 1000px) { .service-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 560px)  { .service-grid { grid-template-columns: 1fr; } }

/* ---------- STORY / SPLIT ROWS ---------- */
.story-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 70px;
  align-items: center;
}
.story-grid img {
  width: 100%;
  height: auto;
  aspect-ratio: 3 / 2;
  object-fit: cover;
  object-position: center;
  border-radius: 20px;
  box-shadow: var(--shadow-lg);
  display: block;
}
.story h2 { margin-bottom: 20px; }
.story-list { list-style: none; padding: 0; margin: 30px 0 0; }
.story-list li {
  padding: 18px 0;
  border-top: 1px solid var(--line);
  display: flex;
  gap: 18px;
  align-items: flex-start;
}
.story-list li:last-child { border-bottom: 1px solid var(--line); }
.story-list .num {
  font-family: 'Fraunces', serif;
  font-size: 1.1rem;
  color: var(--gold);
  font-weight: 600;
  min-width: 40px;
}
.story-list strong { color: var(--navy); font-weight: 600; }
.story-list p { font-size: 0.94rem; margin: 4px 0 0; }

@media (max-width: 900px) {
  .story-grid { grid-template-columns: 1fr; gap: 40px; }
  .story-grid.flip > div:first-child { order: 2; }
}

/* ---------- DETAILED SERVICE ROWS ---------- */
.detail-row {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 60px;
  align-items: start;
  padding: 64px 0;
  border-top: 1px solid var(--line);
}
.detail-row:first-of-type { border-top: none; padding-top: 0; }
.detail-row .detail-head .icon {
  width: 54px; height: 54px;
  background: var(--navy);
  color: var(--gold);
  border-radius: 14px;
  display: grid; place-items: center;
  margin-bottom: 20px;
}
.detail-row .detail-head span.step {
  font-family: 'Fraunces', serif;
  color: var(--gold);
  font-size: 0.9rem;
  letter-spacing: 0.1em;
  display: block;
  margin-bottom: 10px;
}
.detail-list { list-style: none; padding: 0; margin: 0; display: grid; gap: 14px; }
.detail-list li {
  display: flex;
  gap: 14px;
  align-items: flex-start;
  font-size: 0.98rem;
  color: var(--ink);
}
.detail-list .tick {
  width: 22px; height: 22px;
  border-radius: 50%;
  background: rgba(201,162,74,0.18);
  color: var(--gold-ink);
  display: grid; place-items: center;
  flex-shrink: 0;
  font-size: 0.7rem;
  font-weight: 700;
  margin-top: 3px;
}

@media (max-width: 860px) {
  .detail-row { grid-template-columns: 1fr; gap: 28px; padding: 46px 0; }
}

/* ---------- DARK SECTION (WORKING WITH US) ---------- */
.comms { background: var(--navy); color: var(--cream); }
.comms h2, .comms h3 { color: var(--cream); }
.comms p { color: rgba(247,244,238,0.75); }
.comms .eyebrow { background: rgba(201,162,74,0.18); color: var(--gold-soft); }

.comms-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 70px;
  align-items: center;
}
.comms-visual {
  background: linear-gradient(135deg, rgba(201,162,74,0.12), rgba(28,58,107,0.4));
  padding: 28px;
  border-radius: 20px;
  border: 1px solid rgba(201,162,74,0.2);
}
.comms-visual img {
  width: 100%;
  height: auto;
  aspect-ratio: 3 / 2;
  object-fit: cover;
  object-position: center;
  border-radius: 12px;
  display: block;
}

.comms-features {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 22px 30px;
  margin-top: 34px;
}
.feature { display: flex; gap: 14px; align-items: flex-start; }
.feature .check {
  width: 26px; height: 26px;
  background: var(--gold);
  color: var(--navy);
  border-radius: 50%;
  display: grid; place-items: center;
  flex-shrink: 0;
  font-weight: 700;
  font-size: 0.75rem;
}
.feature strong { color: var(--cream); display: block; margin-bottom: 2px; }
.feature span { color: rgba(247,244,238,0.65); font-size: 0.9rem; }

.pull-quote {
  margin: 80px auto 0;
  max-width: 820px;
  text-align: center;
  padding: 56px 20px 0;
  border-top: 1px solid rgba(255,255,255,0.12);
}
.pull-quote p {
  font-family: 'Fraunces', Georgia, serif;
  font-size: clamp(1.3rem, 2.4vw, 1.85rem);
  line-height: 1.45;
  color: var(--cream);
  font-weight: 400;
  margin-bottom: 26px;
}
.pull-quote footer strong {
  display: block;
  color: var(--gold-soft);
  font-size: 0.95rem;
  font-weight: 600;
}
.pull-quote footer span {
  font-size: 0.85rem;
  color: rgba(247,244,238,0.55);
  letter-spacing: 0.04em;
}

@media (max-width: 900px) {
  .comms-grid { grid-template-columns: 1fr; gap: 50px; }
  .comms-features { grid-template-columns: 1fr; }
}

/* ---------- CONTRAST CARDS ---------- */
.contrast-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 30px;
}
.contrast-card {
  padding: 40px;
  border-radius: 20px;
  border: 1px solid var(--line);
}
.contrast-card h3 {
  font-family: 'Inter', sans-serif;
  font-size: 0.8rem;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--muted);
  font-weight: 600;
  margin-bottom: 20px;
}
.contrast-card ul { list-style: none; padding: 0; margin: 0; }
.contrast-card li {
  padding: 12px 0;
  border-top: 1px solid var(--line);
  display: flex;
  align-items: center;
  gap: 12px;
  color: var(--ink);
  font-size: 0.98rem;
}
.contrast-card li:first-child { border-top: none; }
.contrast-card .mark {
  width: 22px; height: 22px; border-radius: 50%;
  display: grid; place-items: center;
  flex-shrink: 0;
  font-size: 0.75rem; font-weight: 700;
}
.old { background: var(--cream); }
.old .mark { background: rgba(20,33,61,0.08); color: var(--muted); }
.new { background: var(--navy); color: var(--cream); }
.new h3 { color: var(--gold-soft); }
.new li { color: var(--cream); border-color: rgba(255,255,255,0.1); }
.new .mark { background: var(--gold); color: var(--navy); }

@media (max-width: 800px) { .contrast-grid { grid-template-columns: 1fr; } }

/* ---------- VALUE / STAT CARDS ---------- */
.card-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 26px;
}
.card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 34px 30px;
}
.bg-white .card { background: var(--cream); }
.card .icon {
  width: 46px; height: 46px;
  border-radius: 12px;
  background: rgba(201,162,74,0.16);
  color: var(--gold-ink);
  display: grid; place-items: center;
  margin-bottom: 20px;
}
.card h3 { font-size: 1.2rem; margin-bottom: 10px; }
.card p { font-size: 0.95rem; margin: 0; }

@media (max-width: 900px) { .card-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 600px) { .card-grid { grid-template-columns: 1fr; } }

/* ---------- FAQ ---------- */
.faq { max-width: 820px; margin: 0 auto; }
.faq details {
  border-bottom: 1px solid var(--line);
  padding: 4px 0;
}
.faq summary {
  cursor: pointer;
  list-style: none;
  padding: 22px 44px 22px 0;
  font-family: 'Fraunces', Georgia, serif;
  font-size: 1.12rem;
  color: var(--navy);
  position: relative;
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after {
  content: "+";
  position: absolute;
  right: 8px; top: 50%;
  transform: translateY(-50%);
  font-family: 'Inter', sans-serif;
  font-size: 1.4rem;
  color: var(--gold);
  line-height: 1;
}
.faq details[open] summary::after { content: "–"; }
.faq details p { margin: 0 0 22px; font-size: 0.98rem; padding-right: 30px; }

/* ---------- CONTACT ---------- */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 0.85fr;
  gap: 60px;
  align-items: start;
}
.form-card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 20px;
  padding: 40px;
  box-shadow: var(--shadow-sm);
}
.field { margin-bottom: 20px; }
.field label {
  display: block;
  font-size: 0.86rem;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 8px;
  letter-spacing: 0.02em;
}
.field label .req { color: var(--gold-ink); }
.field input,
.field select,
.field textarea {
  width: 100%;
  padding: 13px 16px;
  border: 1px solid var(--line);
  border-radius: 10px;
  font-family: inherit;
  font-size: 0.97rem;
  color: var(--ink);
  background: var(--cream);
  transition: border-color 0.2s, background 0.2s;
}
.field textarea { min-height: 130px; resize: vertical; }
.field input:focus,
.field select:focus,
.field textarea:focus {
  outline: none;
  border-color: var(--gold);
  background: var(--white);
}
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.consent {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  font-size: 0.86rem;
  color: var(--muted);
  margin: 6px 0 24px;
}
.consent input { width: 18px; height: 18px; margin-top: 3px; flex-shrink: 0; accent-color: var(--navy); }
.consent a { color: var(--gold-ink); text-decoration: underline; }
.form-note { font-size: 0.82rem; color: var(--muted); margin: 16px 0 0; }

.contact-aside { display: grid; gap: 18px; }
.contact-card {
  background: var(--navy);
  color: var(--cream);
  border-radius: 18px;
  padding: 30px;
}
.contact-card h3 { color: var(--cream); font-size: 1.15rem; margin-bottom: 16px; }
.contact-card a { color: var(--gold-soft); }
.contact-card a:hover { color: var(--cream); }
.contact-card ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 14px; }
.contact-card li { display: flex; gap: 14px; align-items: flex-start; font-size: 0.95rem; }
.contact-card li svg { color: var(--gold); flex-shrink: 0; margin-top: 3px; }
.contact-card small { display: block; color: rgba(247,244,238,0.55); font-size: 0.8rem; }
.contact-card address { font-style: normal; line-height: 1.7; color: rgba(247,244,238,0.85); }
.contact-card.light {
  background: var(--white);
  color: var(--ink);
  border: 1px solid var(--line);
}
.contact-card.light h3 { color: var(--navy); }
.contact-card.light a { color: var(--gold-ink); }
.contact-card.light li svg { color: var(--gold-ink); }
.contact-card.light small { color: var(--muted); }

@media (max-width: 900px) {
  .contact-grid { grid-template-columns: 1fr; gap: 40px; }
  .form-card { padding: 28px 22px; }
  .field-row { grid-template-columns: 1fr; gap: 0; }
}

/* ---------- LEGAL / PROSE PAGES ---------- */
.legal-layout {
  display: grid;
  grid-template-columns: 260px 1fr;
  gap: 70px;
  align-items: start;
}
.toc {
  position: sticky;
  top: 110px;
  border-left: 2px solid var(--line);
  padding-left: 22px;
}
.toc h2 {
  font-family: 'Inter', sans-serif;
  font-size: 0.76rem;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--muted);
  font-weight: 600;
  margin-bottom: 16px;
}
.toc ol { list-style: none; margin: 0; padding: 0; counter-reset: toc; }
.toc li { margin-bottom: 11px; counter-increment: toc; }
.toc a {
  font-size: 0.89rem;
  color: var(--muted);
  line-height: 1.45;
  display: block;
}
.toc a::before { content: counter(toc) ". "; color: var(--gold); }
.toc a:hover { color: var(--navy); }

.prose { max-width: 760px; }
.prose h2 {
  font-size: 1.55rem;
  margin: 52px 0 16px;
  scroll-margin-top: 110px;
}
.prose h2:first-child { margin-top: 0; }
.prose h3 { font-size: 1.12rem; margin: 30px 0 10px; }
.prose p, .prose li { font-size: 0.99rem; line-height: 1.75; color: #46536b; }
.prose ul, .prose ol { padding-left: 22px; margin: 0 0 18px; }
.prose li { margin-bottom: 9px; }
.prose a { color: var(--gold-ink); text-decoration: underline; }
.prose strong { color: var(--navy); }
.prose table {
  width: 100%;
  border-collapse: collapse;
  margin: 20px 0 26px;
  font-size: 0.93rem;
}
.prose th, .prose td {
  text-align: left;
  padding: 13px 14px;
  border-bottom: 1px solid var(--line);
  vertical-align: top;
  color: #46536b;
}
.prose th {
  background: var(--cream-2);
  color: var(--navy);
  font-weight: 600;
  font-size: 0.82rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}
.prose .updated {
  display: inline-block;
  font-size: 0.83rem;
  color: var(--muted);
  background: var(--cream-2);
  border-radius: 999px;
  padding: 7px 16px;
  margin-bottom: 34px;
}
.notice {
  background: var(--white);
  border: 1px solid var(--line);
  border-left: 3px solid var(--gold);
  border-radius: 10px;
  padding: 22px 26px;
  margin: 26px 0;
}
.notice p:last-child { margin-bottom: 0; }
.notice h3 { margin-top: 0; font-size: 1.05rem; }

@media (max-width: 980px) {
  .legal-layout { grid-template-columns: 1fr; gap: 36px; }
  .toc { position: static; border-left: none; border-top: 1px solid var(--line); padding: 22px 0 0; }
  .toc ol { columns: 2; column-gap: 30px; }
}
@media (max-width: 560px) {
  .toc ol { columns: 1; }
}

/* ---------- CTA ---------- */
.cta { padding: 90px 0; background: var(--cream); }
.cta-inner {
  background: var(--navy);
  border-radius: 24px;
  padding: 70px 60px;
  text-align: center;
  color: var(--cream);
  position: relative;
  overflow: hidden;
}
.cta-inner::before {
  content: "";
  position: absolute;
  top: -100px; right: -100px;
  width: 300px; height: 300px;
  background: radial-gradient(circle, rgba(201,162,74,0.35), transparent 70%);
}
.cta h2 { color: var(--cream); position: relative; }
.cta p { color: rgba(247,244,238,0.8); max-width: 560px; margin: 0 auto 30px; position: relative; }
.cta .eyebrow { background: rgba(201,162,74,0.2); color: var(--gold-soft); }
.cta .btn-primary { background: var(--gold); color: var(--navy); }
.cta .btn-primary:hover { background: var(--gold-soft); }
.cta .btn-ghost { color: var(--cream); border-color: rgba(255,255,255,0.25); }
.cta .btn-ghost:hover { border-color: var(--cream); }
.cta-btns { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; position: relative; }

@media (max-width: 700px) { .cta-inner { padding: 50px 28px; } }

/* ---------- FOOTER ---------- */
footer {
  background: var(--navy);
  color: rgba(247,244,238,0.7);
  padding: 70px 0 30px;
}
.foot-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1.1fr;
  gap: 40px;
  padding-bottom: 50px;
  border-bottom: 1px solid rgba(255,255,255,0.1);
}
.foot-grid h4 {
  color: var(--gold-soft);
  font-family: 'Inter', sans-serif;
  font-size: 0.78rem;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  font-weight: 600;
  margin-bottom: 18px;
}
.foot-grid h4.stacked { margin-top: 26px; }
.foot-grid ul { list-style: none; padding: 0; margin: 0; }
.foot-grid li { margin-bottom: 10px; }
.foot-grid a { color: rgba(247,244,238,0.7); font-size: 0.92rem; }
.foot-grid a:hover { color: var(--gold); }
.foot-grid address {
  font-style: normal;
  font-size: 0.92rem;
  line-height: 1.75;
  color: rgba(247,244,238,0.7);
}
.foot-brand p { color: rgba(247,244,238,0.6); font-size: 0.92rem; max-width: 320px; }
.foot-brand .logo { color: var(--cream); margin-bottom: 18px; }
.foot-brand .logo small { color: rgba(247,244,238,0.5); }
.foot-disclaimer {
  font-size: 0.8rem;
  color: rgba(247,244,238,0.45);
  line-height: 1.7;
  max-width: 900px;
  padding-top: 26px;
}
.foot-bottom {
  padding-top: 26px;
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 12px 30px;
  font-size: 0.85rem;
  color: rgba(247,244,238,0.5);
}
.foot-bottom nav { display: flex; gap: 22px; flex-wrap: wrap; }
.foot-bottom a { color: rgba(247,244,238,0.5); }
.foot-bottom a:hover { color: var(--gold); }

@media (max-width: 860px) {
  .foot-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
}
@media (max-width: 520px) {
  .foot-grid { grid-template-columns: 1fr; }
}

/* ---------- 404 ---------- */
.error-page {
  min-height: 62vh;
  display: grid;
  place-items: center;
  text-align: center;
  padding: 90px 0;
}
.error-page .code {
  font-family: 'Fraunces', serif;
  font-size: clamp(4rem, 12vw, 8rem);
  color: var(--gold);
  line-height: 1;
  margin-bottom: 10px;
}